Community Trust is a division of Self-Help FCU, a full-service, member-owned financial institution. Because we are member-owned we have no outside stockholders to pay, so profits (after operating expenses) that are not use to grow our operations, are returned directly to you, our members, in the form of higher dividend rates, lower loan rates, and reduced fees for services. As an owner, you’ll always feel at home here. And Community Trust, we’re more than a bank, we’re a friend you can trust.

Self-Help

Self-Help Federal Credit Union was chartered in 2008 to build a network of branches throughout California serving the state’s working class families. Although itself a relatively new institution, Self-Help FCU is part of the non-profit Center for Community Self-Help family of organizations founded in 1980, and has grown in California primarily through mergers, inheriting a long history of supporting California communities. To date, Self-Help Federal has assets of $390 million and 18 branches throughout California.

In addition to Self-Help FCU, Self-Help includes the North Carolina state-chartered Self-Help Credit Union, the Self-Help Ventures Fund, and the Center for Responsible Lending. Self-Help is a nonprofit community development lender, real estate developer, and credit union that works with people traditionally under-served by conventional markets. Self-Help has provided more than $5.95 billion of financing to over 71,000 families of modest means, small businesses and nonprofit organizations across the country, and serves more than 80,000 members through 28 credit union branches in California and North Carolina.

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