Join us!
Enjoy the ease of having all the financial solutions and excellent service you need in one place. Micro Branch, a division of Self-Help Federal Credit Union offers convenient and accessible services like money orders, money transfers, check-cashing, phone cards as well as transparent and affordable saving and checking accounts. As a credit union, we also offer all of the investment and loan products as Community Trust, a division of Self-Help Federal Credit Union. We are member-owned and operated, so you will always feel at home.
Be one of our valuable members
Just visit us during business hours and bring:
- Government-Issued ID (Matricula Consular, Voter ID, Local or Foreign Driver’s License, etc.)
- Proof of address (Drivers license, utility bill, etc)
- $5 initial deposit
Savings accounts
The Micro Branch offers a variety of savings products specifically designed to keep your money safe and help you reach your financial goals.
Mi Cuenta de Ahorros
Minimum requirements
Account features
- No monthly service fee
- ATM access
- Free Online Banking
- Free 24 hr Service Line available
- Free e statements
- Dividends paid on balances of $100 and above*
*Non interest bearing savings account also available.
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Mi Guardadito
Planning a wedding, quinceñera or special event? Mi Guardadito is a separate savings account established to help you save money throughout the year for that special day. For your convenience, your funds will automatically be transferred on the date you choose into your regular savings or checking account. This account also offers one additional withdrawal per year.
Minimum requirements
- Mi Cuenta de Ahorros account needed
- Opening deposit: $5
- Balance required: $5
Account features
- No monthly service fee
- Unlimited deposits
- Competitive dividend rate
- Automatically renewed
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Checking Accounts
The Micro Branch offers a variety of checking accounts designed to make your day-to-day personal finances convenient and affordable. When you open a personal checking account with us, you get a great way to use your money.
Mi Cuenta Express
Mi Cuenta Express is a checkless Checking account specially designed for those members who are learning to use a checking account or simply do not want to worry about bouncing checks or incurring overdraft fees.
Minimum requirements
- Mi Cuenta de Ahorros account needed
- Opening deposit: $5
- Monthly fee: $5*
- Get a $ 2.50 discount if you add direct deposit and another $2.50 if you choose electronic statements.
Account features
- No minimum balance required
- Free unlimited Checkcard access
- Free Online Banking Free 24 hour Service Line
- Limited overdraft potential & no bounced checks
- Preferred pricing on Micro-Branch transactions
- Four free money orders per month
- Direct Deposit
- Free e statements
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Mi Cuenta de Cheques
Mi Cuenta de Cheques is a basic checking account designed for those members who have prior, favorable experience with a checking account.
Minimum requirements
- Mi Cuenta de Ahorros account needed
- Opening deposit: $5
- Monthly fee: $5*
- Get a $ 2.50 discount if you add direct deposit and another $2.50 if you choose electronic statements.
Account features
- Earns interest on balances of $1500 and above
- Free unlimited Check card access
- Free Online Banking
- Free 24 hour Service Line
- Limited overdraft
- Direct Deposit
- Free e statements
- Unlimited check writing
Financial services for every step of your journey
Download a Membership Application
Download a Schedule of Fees
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