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Loan Rates
| 100% Purchase Price or MSRP for qualified borrowers |
Up to $10,000
$10,001 to $20,000
$20,001 to $30,000
Over $30,001 |
48
60
72
84 |
5.75% to 17.80% |
| 100% of Sales Price or Kelley Blue Book retail value for qualified borrowers |
Up to $5,000
$5,001 to $10,000
$10,001 to $25,000
> 10 years old |
36
48
60
48
|
5.75% to 17.80% |
| 75% Purchase Price or Kelley Blue Book retail value |
Up to $5,000
$5,001 to $10,000
$10,001 to $25,000
Over $25,001 |
36
48
60
72 |
6.75% to 18.00% |
| 75% Purchase Price or Kelley Blue Book retail value |
Up to $5,000
$5,001 to $10,000
$10,001 to $25,000
Over $25,001 |
36
48
60
72 |
6.75% to 18.00% |
| 80% Purchase Price or MSRP for qualified borrowers |
Up to $10,000
$10,001 to $20,000
$20,001 to $30,000
Over $30,001 |
48
60
72
84 |
5.75% to 17.80% |
| 100% of shares balance |
$500 or more |
84 |
3.0% above rate of share collateral |
| 100% of shares balance |
$500 to $1,000
$1,001 to $2,000
$2,001 to $3,000 |
12
24
36
|
3.0% above rate of share collateral |
| |
Up to $1,500
$1,501 to $5,000
$5,001 to $7,500
$7,501 to $10,000 |
12
24
36
48 |
10.00% to 17.90% |
| |
$500 to $10,000 |
Revolving |
10.90% to 17.90% |
| 100% of shares balance |
$500 to $10,000 |
Revolving |
8.9% |
| |
$250 to $5,000 |
Revolving |
10.90% to 17.90% |
Apply for a Loan
Annual Percentage Rate may vary depending on creditworthiness. Additional rate discounts may apply for lower LTV's, automatic loan payments, CD's or IRA's and/or previous loans paid in full satifactory with a Self-Help FCU.
Please ask a loan officer for details regarding how our rates are determined.
All rates and terms are subject to change without notice.
The maximum amount of unsecured credit that may be extended to a household is $20,000 including credit cards, lines-of-credit, and any individual or joint signature loan balances.
No member household may owe more than $75,000 to the Credit Union, excluding the balances of share/term certificate-secured loans and any real estate-secured loans.
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